VA Loans

Stephanie Smith, Mortgage Advisor at NCM Lending

Stephanie Smith, Mortgage Advisor

NCM Lending

Phone: (775) 316-2210

Email: [email protected]

NMLS# 1966112

Company NMLS# 235599

Licensed in: CA, NV

Northern Sierra Financial Services dba NCM Lending is an Equal Opportunity Lender NMLS #235599 CA DRE #1851459 (www.nmlsconsumeraccess.org) This is informational only and is not an offer of credit or commitment to lend. Interest rates, products, and loan terms are subject to change without notice and may not be available at the time of loan application or loan lock-in. CA DRE 01310066 NV BS145622

VA Loans

VA Loans

What Are VA Loans?

Eligibility Requirements

Veterans

Active Duty

Guard & Reserves

Exclusive Benefits

Frequently Asked Questions

Honor Your Service

LOAN PROGRAMS

For Those Who Served

Honor your service with VA home loans designed for veterans, active military, and eligible spouses. Zero down payment, no PMI, and competitive rates.

Key Highlight

$0

Down Payment

No PMI required. Competitive rates earned through your service.

VA loans are a benefit earned through military service, backed by the Department of Veterans Affairs. These mortgages offer unmatched advantages for veterans, active-duty service members, and eligible surviving spouses, making homeownership more accessible and affordable.

Zero down payment. No PMI. Competitive rates earned through your service.

Let us help you take advantage of the VA loan benefits you have earned through your service.

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