USDA Loans

Stephanie Smith, Mortgage Advisor at NCM Lending

Stephanie Smith, Mortgage Advisor

NCM Lending

Phone: (775) 316-2210

Email: [email protected]

NMLS# 1966112

Company NMLS# 235599

Licensed in: CA, NV

Northern Sierra Financial Services dba NCM Lending is an Equal Opportunity Lender NMLS #235599 CA DRE #1851459 (www.nmlsconsumeraccess.org) This is informational only and is not an offer of credit or commitment to lend. Interest rates, products, and loan terms are subject to change without notice and may not be available at the time of loan application or loan lock-in. CA DRE 01310066 NV BS145622

USDA Loans

USDA Loans

Requirements

Benefits of USDA Loans

Frequently Asked Questions

Ready to Explore USDA Loans?

LOAN PROGRAMS

Rural Development Program

Get 100% financing in eligible rural and suburban areas. USDA loans offer zero down payment, low mortgage insurance rates, and flexible credit requirements for moderate-income homebuyers.

Key Highlight

100%

Financing Available

Zero down payment with low 0.35% annual guarantee fee.

Find out if your dream home is in a USDA-eligible area and start your journey to homeownership.

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