Loan Programs & Services

Explore FHA, VA, Conventional, USDA, and Jumbo loans. Schedule a free Pre-Purchase Consultation with Stephanie Smith at NCM Lending in Northern Nevada.

Stephanie Smith, Mortgage Advisor

NCM Lending

Phone: (775) 316-2210

Email: [email protected]

NMLS# 1966112

Company NMLS# 235599

Licensed in: CA, NV

Northern Sierra Financial Services dba NCM Lending is an Equal Opportunity Lender NMLS #235599 CA DRE #1851459 (www.nmlsconsumeraccess.org) This is informational only and is not an offer of credit or commitment to lend. Interest rates, products, and loan terms are subject to change without notice and may not be available at the time of loan application or loan lock-in. CA DRE 01310066 NV BS145622

Loan Programs & Mortgage Services | Stephanie Smith

Explore FHA, VA, Conventional, USDA, and Jumbo loans. Schedule a free Pre-Purchase Consultation with Stephanie Smith at NCM Lending in Northern Nevada.

Loan Programs & Services

Pre‑Purchase Consultation

Loan Programs for Every Situation

Your Journey, Step by Step

Common Questions

Not Sure Which Loan Is Right?

LOAN PROGRAMS

What We Offer

Explore mortgage solutions designed to fit every need — from first-time buyers to seasoned homeowners, from rural Nevada to the heart of Reno.

Education First

Before you ever step into an open house, we sit down together — face to face, over Zoom, or by phone — to review everything that matters.

This is where we are radically different from our competitors. This is where your stress melts away and your confidence shines through.

Knowledge Is Power

No strings attached

When

Before you start house hunting — or even if you are 6 months away

How

Face to face, Zoom, Teams, or phone — whatever works for you

Cost

Free. No obligation. No pressure.

Solutions

The NCM Way

Schedule a free Pre-Purchase Consultation and will help you find the perfect program for your situation.

QUICK LINKS

CONTACT

NMLS#

Company NMLS#